These Terms and Conditions ("Terms") govern your use of the Suntrust Credit Union website suntrustcreditunion.com and all its related services (collectively, the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Website.

1. Membership and Eligibility

1.1 Suntrust Credit Union membership may be subject to eligibility requirements. Please refer to Suntrust's official information for details on membership criteria.
1.2 These Terms apply to all users of the Website, whether members or non-members.

2. Use of the Website

2.1 You may use the Website for personal, non-commercial purposes only.
2.2 You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products, or services obtained from the Website.
2.3 You may not use the Website for any illegal or unauthorized purpose, including but not limited to:

• Violating any applicable laws or regulations.
• Infringing on the intellectual property rights of Suntrust or any third party.
• Transmitting any harmful or malicious code, such as viruses or worms.
• Interfering with or disrupting the Website or any servers or networks connected to the Website.
• Impersonating any person or entity.

3. User Content

3.1 You may submit comments, reviews, and other content to the Website (collectively, "User Content").
3.2 You retain all ownership rights to your User Content. However, by submitting User Content, you grant Suntrust a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, publish, and translate your User Content for any purpose, including but not limited to promoting the Website.
3.3 You are solely responsible for your User Content and represent and warrant that you have all necessary rights and permissions to grant the license set forth in Section 3.2 above.
3.4 Suntrust reserves the right, at its sole discretion, to remove or edit any User Content that it deems to be offensive, illegal, or otherwise inappropriate.

4. Disclaimer

4.1 THE WEBSITE AND ALL INFORMATION, CONTENT, PRODUCTS, AND SERVICES PROVIDED ON THE WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. SUNTRUST DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND SECURITY.
4.2 SUNTRUST DOES NOT WARRANT THAT THE WEBSITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR PLACE, OR THAT THE WEBSITE WILL BE FREE FROM ERRORS OR INTERRUPTIONS.
4.3 YOU ASSUME ALL RISK FOR USE OF THE WEBSITE AND ALL INFORMATION, CONTENT, PRODUCTS, AND SERVICES PROVIDED ON THE WEBSITE.

5. Limitation of Liability

5.1 SUNTRUST WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR SPECIAL DAMAGES.

6. Intellectual Property

6.1 The Website and all content on the Website, including but not limited to text, graphics, logos, images, software, and audio files, are the property of Suntrust or its licensors and are protected by copyright, trademark, and other intellectual property laws.

7. Termination

7.1 Suntrust may terminate your access to the Website for any reason, at any given time.